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Group Insurance Plans
Small businesses often have the option to provide health insurance for their employees through group plans. These plans can offer a range of benefits and coverage options, making it easier for small business owners to attract and retain top talent.
Group members receive insurance at a reduced cost because the insurer’s risk is spread across a group of policyholders.
Plans usually require at least 70% participation in the plan to be valid.
Premiums are split between the organization and its members, and coverage may be extended to members' families and/or other dependents for an extra cost.
Employers can enjoy favorable tax benefits for offering group health insurance to their employees.
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